The Bright Collar — Money, made clear for working adults

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Plain-English guides and free calculators that help working adults in Singapore understand their money — and make it work harder.

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Educational notice: The Bright Collar is an educational platform. We are not a licensed financial adviser under the Financial Advisers Act and do not hold a capital markets services licence issued by the Monetary Authority of Singapore (MAS). Calculators and articles on this site are factual explanations and calculator-based projections — they do not constitute financial, investment, or tax advice. Figures are estimates based on published rates and the inputs you provide. Please consult a licensed professional before making financial decisions.

Independence: The Bright Collar is independently owned and operated. We are not part of, owned by, or affiliated with any bank, insurer, the Central Provident Fund (CPF) Board, MAS, or any government agency.

Privacy: Numbers you enter into our calculators are processed in your browser and never sent to a server.